There is no doubt that you need electricity, heat, water and other basic utilities in order to live comfortably; however, you don’t need to spend an arm-and-a-leg in order to maintain your comfort level. If you are sick and tired of shelling out tons of cash each and every month to your utility providers, it’s time you took a stand and cut your costs.

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Don’t know how to go about reducing your utility bills? Here are some helpful suggestions:

Money Saving Tips

  • Use Thermal Drapes: Yes, there is such a thing as thermal drapes, and yes, they can help you save money on your utility bills. These drapes are usually made of super thick material, have two layers and are backed by special material. Hang them over your windows and you can keep your heat in during the winter and keep the heat out during the summer. You can find them in tons of colors and styles.
  • Maintain a Temperature. Instead of constantly putting your heat up and down, keep it at the same temperature. Find a temperature that is pleasant, like 72 degrees F, and keep it there. When it’s colder out, put on some layers and when it’s warmer, take off those layers. Constantly moving your thermostat up and down can really impact your fuel usage.
  • Turn it Off. Never leave lights, a TV or any other type of appliance on that isn’t in use. If you do, you are literally just throwing money out of your windows. And, make sure everyone in your house is on board with turning things off!

With a few minor adjustments, you can save a tremendous amount on your utility bills, yet still live comfortably. Take that extra money you save and put it toward other bills, savings, or maybe treat yourself to something nice.


For many people, eating out is something they look forward to. This gives them the chance to get out of the house, have some great food, and avoid the preparation and cleanup process.

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Of course, there is something else you get when you eat out: a bill for the food.

Although you go into the process knowing that you will have to pay for what you order, it is safe to say that you don’t want to overspend.

How to Save

Here are three simple ways to keep cash in your pocket when you decide to eat out:

  • Take advantage of coupons
  • Opt for restaurants that are known for offering quality food at low prices
  • Don’t be afraid to take advantage of any specials that are being offered

In today’s day and age, competition among restaurants is greater than ever before. For this reason, you should be able to find coupons for a few of your favorites. With these in hand, it is much easier to choose a restaurant that you can afford.

As you know, some restaurants are cheaper than others. You may not want to eat at these establishments all the time, but here and there you may want to consider doing so as a means of saving money.

Did you check on the specials? If you are able to save money by ordering a special, you might as well do so. Along with this, keep in mind that some restaurants offer lower priced items at certain times of the day. This means you can save by simply adjusting your schedule.

Just because you want to have a meal outside your home it doesn’t mean you need to overspend. With these three tips, you can keep cash in your pocket while still eating at a local restaurant.